Fees

All financial advisors fall into one of two broad categories: Registered Investment Advisors (RIAs) and broker-dealers. Before you establish a relationship with one, it’s critical that you understand how the compensation works and the standards they need to maintain.

Broker Dealers

Broker-dealers receive most of their compensation through commissions.

They are held to what's referred to as "suitability" standard when offering financial advice, which is less stringent than the "fiduciary" standard for the RIAs.

Registered Investment Advisors

RIAs, like myself, are compensated by their clients alone. That minimizes any conflict of interest and allows the advisor to recommend from a wider variety of products.

RIAs also have a fiduciary duty (legal obligation) to offer investment advice that is best for the client.

Our Compensation Structure

Our Fee-Only Services

Investment Management

Account Value
Annual Fee
0 - $100,000
1.00%
$100,001 - $500,000
0.75%
$500,001 - $1,000,000
0.50%
$1,000,000 and above
0.25%

*Our standard advisory fee is based on the market value of the assets under management. For held-away accounts where we provide ongoing advice, recommendations, and supervision but do not manage the assets directly, an annual advisory fee of 0.25% will be billed.

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Comprehensive Financial Planning

Upfront Fee
Monthly Charge
$250 - $1,000
$250/month

*Consists of an upfront charge that depends on the complexity and needs of the client, and an ongoing fee that is paid monthly, in arrears.

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Project-Based Financial Planning

Hourly Rate
$150/hour

*If a fixed fee program is chosen, half of the fee is due at the beginning of the process and the remainder is due at completion of work.

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Schedule your free consultation.

Going through everything above, you might be overwhelmed. But getting started is easy. It starts with one meeting.

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